Safest Way to Pay on Aliexpress[Credit Cards, Installment Payments Explained]

by Tim Blue

We often come across a question, “how to pay on AliExpress?” So, here we will discuss the payment methods in AliExpress. One of the best things about AliExpress is that it accepts various payment methods. Amongst them, you can choose the one that is most compatible with you. Also, you will get the chance to compare multiple payment methods. It will give you a brief idea to choose the best option in front of you. Therefore, the payment options that you will find on AliExpress are as follows. Amidst these methods, you have to choose the Best Way to pay on AliExpress.

Based on my experience, the best way to pay on Aliexpress is

  • Credit Cards & Debit Cards
  • Paypal
  • Western Union
  • Web Money
  • Klarna
  • Payoneer

Is it safe to pay with Credit Card on Aliexpress?

It’s super safe to pay with Credit Cards and Debit Cards on Aliexpress. Aliexpress owned by Alibaba are a listed company and have presence all over the world. They are registered in many countries and the governments hold Aliexpress responsible for any lapses. Paying on Aliexpress is as safe as paying on Amazon US.

Safest Payment Method on Aliexpress

Credit Cards & Debit Cards

aliexpress payment spain

Debit cards and credit cards are the most usual paying payment method that buyers use. A lot of people find this method convenient when they purchase products from AliExpress. These days, banks make sure that you don’t have to pay any extra money to get the cards on the boards. Besides, another impressive attribute of AliExpress is that they accept numerous types of cards. For instance, you can use Maestro Debit Cards, MasterCard Credit Cards, American Express Cards, and Visa Debit/Credit Cards.

Well, this method is effortless as well as hassle-free. You don’t have to come across any complications while using these cards. You can pay instantly without bothering about any extra charge. Also, if you want, you can use the option of using virtual or prepaid cards. The safety of this method is also up to the mark. You don’t have to worry about losing your money if you use these cards.

Mercado Pago

You can use this method only if you are a Mexican buyer. Well, it will provide you with an array of advantages. To be precise, it will give you an upper hand. If you have this method on your side, you will get the chance to pay money in five different ways: credit or debit card, bank transfer, Mercado Pago Balance, and OXXO. So, if you are living in Mexico, make sure to use this option. To be specific, it would be the best option for you.

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With the aid of Mercado Pago, you can ensure easy, secured, and prompt transaction of money. For all these reasons, it is one of the finest online commerce platforms in Latin America. With the help of this method, you can also receive money from your clients. Hence, you can see that it is convenient from every perspective.


Another common and convenient method that a lot of people use is PayPal. Well, you can use it for transactions in some of AliExpress’s stores. You will witness a lot of benefits if you use this method to pay your money. One of the greatest benefits that you will come across is that you can link it with your bank account. Therefore, your transaction will become easier if you link your payments with your bank. It doesn’t matter if you have a debit/credit card on your side, you can use PayPal effortlessly.

However, there is a slight drawback of this method. Before you start using this method, you should know that not every seller accepts PayPal. So, make sure that the seller that you are choosing is compatible with using PayPal. Also, there is a possibility that you have to pay a small amount of extra fee for using PayPal. Hence, use this method and enjoy the convenience of using it. For all these traits, you can consider it to be the best way to pay on AliExpress.

Western Union

Western Union is one of the underrated payment methods. However, there are very few payment methods that are as convenient as Western Union. Well, you can use Western Union to pay for AliExpress purchases. Thus, if you are thinking of paying through Western Union, you should know about one of its disadvantages. Well, to use Western Union, you need to make sure that you are shopping for over $20. Also, compared to other methods, the processing of this method is quite slow.

Now, we will discuss the procedure of this payment method. The method is also quite time taking. First, you need to visit the office of Western Union. After that, you have to fill up a form and wait for three days. It will take three days for verification. The extra fee that you have to pay for using Western Union is quite high. And for that reason, not a lot of people opt for this product. But when it comes to the safety of the money, you will not get disappointed.

Bank Transfer

Like Western Union, Bank Transfer also requires a minimum purchase of $20. Then only you will become eligible for using this method. Besides, you have to pay the amount in dollars and conduct an international payment. Well, in the case of most of the banks, they will charge you for doing international payments. So, if you are thinking of doing a bank transaction, keep this disadvantage in mind. It will help you to make the right choice.


best way to pay on aliexpress

WebMoney is an electronic payment system. You can use this method to pay for your AliExpress purchases. If you use this way of payment, you will enjoy various advantages. One of the biggest advantages of this method is instant transfer. You don’t have to wait much for the processing time. To be precise, you can deposit money smoothly with the help of this platform. Another impressive part of WebMoney is that they are harmonious with six types of currencies. To be accurate, you can use USD, Belarusian ruble, the Euro, rur and etc.

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Also, you will enjoy the best protection and as well as privacy. They will never reveal your card number and other sensitive details to the brokers. Well, you can consider it to be an independent method of payment. If you are living in Russia or Eastern Europe, consider this method to be most convenient. People in that part of the world use this method quite often while buying products from AliExpress.


Another payment method that you can use for AliExpress is Klarna. It is a Swedish bank, which will allow you to pay online money in AliExpress. 11 countries are using Klarna right now. Amongst them, the US, UK, and Australia are the biggest users. If you use this payment method, you will be able to enjoy various benefits. The most impressive feature of this payment method is that it will allow you to pay your money after 14 to 30 days of purchase.

You will get three variable payment options with this method. Amongst them, you can select the one that is convenient. You can also choose the number of instalments of paying money. It will help you to lower down the pressure in your pocket. Furthermore, it comes with one of the easiest methods of set up. You don’t have to come across any complications while using this method. It doesn’t matter if you are doing online or offline purchases, you can use Klarna for both of them.


If you are living in Russia, you must have heard the name of KIWI. It is a secured platform through which you can pay money on AliExpress. The best part of this platform is that you don’t have to share any credit card number or your sensitive bank details on the internet. So, if you are thinking of paying your money online on AliExpress, consider QIWI to be one of the convenient options for you.

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To use KIWI, you have to make sure that you have enough money on your KIWI wallet. Or else, it will be hard for you to make your purchase. Thus, use KIWI without any hesitation as it is one of the safest ways to pay money on AliExpress. For this reason, consider this to be the best way to pay on AliExpress.


If you are thinking not to combine your credit card, you should start using Payoneer. It is nothing but an online bank from where you can get an innumerable number of credit cards. You only have to pay 1% for every transfer. Well, this is an expedient method as you can open an external bank account whenever you want. You can come up with an external bank quickly.

Once you open the account, you will be able to get a card from them. Well, it will be considered as an American bank account, which you can link with your PayPal account. After that, all you have to do is to use this credit card to buy products in AliExpress. You can do that effortlessly without any problems.

So, these are the payment methods that you can check if you want to buy products from AliExpress. Amongst these methods, you can choose the best one. To be precise, the one that is harmonious with you. We assure you that all the methods that we have mentioned above are safe. Besides, most of the methods are quick. You don’t have to wait much to get done with your transaction.

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